ATM Usage and User Precautions

•  Prepare your transactions (have card out, deposit slip filled out, etc.) before you approach the ATM to minimize the time spent at the machine.
•  Do not display your cash; retrieve your card and receipt immediately. Verify the cash when you can safely do so.
•  Save your receipt and match it to your statement.
•  Do not accept assistance from strangers when using an ATM.
•  Be aware of your surroundings before, during, and after the completion of your transaction.
•  If the ATM is obstructed or it has poor lighting, go to another ATM.
•  Consider taking another person with you to the ATM especially late at night.
•  Does the ATM appear to have been altered (attachments to the card slot, keypad, brochure box, etc.)?
•  Protect the information on your card and your Personal Identification Number (PIN) by standing between the ATM and anyone who is waiting to use the machine.
•  Keep your PIN a secret. Do not give your PIN number to anyone.
•  Do not lend your ATM card to anyone.
•  Immediately report a lost or stolen card
•  Do not write your PIN number on back of your card.

•  Car doors should be locked, windows rolled up and your automobile engine running while using a drive-up ATM.
•  Leave enough room between the card in front of you to exit should the need arise.
•  If anything appears suspicious, cancel the transaction and immediately drive away.
•  If you are followed when leaving the ATM, drive to the nearest crowded, well-lit location and call the police.

•  Do not allow a cashier or anyone else to enter your PIN for you.
•  Block anyone else from viewing your PIN when using a POS terminal.
•  Review the receipt before leaving.
•  If you request cash back, immediately put it away before leaving.
•  If using a POS terminal outside such as a gas station, be observant of your surroundings before making the transaction.
•  If someone appears suspicious, leave and go to another POS terminal.
•  If it is late night, take another person with you when using an outdoor POS terminal.
•  If you feel you have been followed after making a POS transaction, drive to a crowded well lit area, fire station, sheriff or police department. Flash your lights and blow your horn to bring attention to you.
•  If you are involved in a robbery situation while using your card, do not resist.
•  Give the money to the suspect immediately.
•  Sign card upon receipt in order to be valid.
•  Destroy your old card when it expires or when your new card becomes effective.