| Type of Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Regular Shares | $25 | 0.50% | 0.50% |
| Holiday Club | N/A | 0.10% | 0.10% |
| Special Savings | N/A | 0.10% | 0.10% |
| Family Security Plan Share | N/A | N/A | N/A |
Dividends Compounded: Monthly Dividends Credited: Monthly Dividend Period: Calendar Month Minimum Balance for Dividends: Regular Shares - $25 / Holiday Club - $0.01 / Special Savings - $0.01 / Family Security Plan Share / does not earn interest. It is an account's payable share that is set up for those members enrolled in the Family Security Plan. Balance Method: Average Daily Balance Limitations: Refer to Membership Booklet Fees: Refer to Schedule of Fees**
| Type of Account | Minimum Balance | Dividend Rate on first $1000 | APY* on first $1000 |
|---|---|---|---|
| Dollar Dog Share | $5 | 2.70% | 2.73% |
| Cha-Ching Share | $25 | 2.70% | 2.73% |
| The Edge Share | $25 | 2.70% | 2.73% |
Dividends Compounded: Monthly Dividends Credited: Monthly Dividend Period: Calendar Month Minimum Balance for Dividends: Dollar Dog Share - $5 / Cha-Ching Share - $25 / The Edge Share - $25 Balance Method: Average Daily Balance Limitations: Refer to Membership Booklet Fees: Refer to Schedule of Fees** Dividend Rate and APY thereafter the first $1000: Regular Share Savings Dividend Rate/APY Restrictions: Restrictions may apply.
| Type of Account | Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|---|
| SAYGo Certificate | 12-month | $25 | 1.75% | 1.76% |
| Youth Certificate | 6-month | $25 | 2.00% | 2.02% |
| 24-month | $25 | 2.50% | 2.52% |
Dividends Compounded: Quarterly Dividends Credited: Quarterly Dividend Period: Calendar Month Minimum Balance for Dividends: $500 Balance Method: Average Daily Balance Limitations: Refer to Membership Booklet Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees**
For SAYGo and Youth Certificates - Minimum Opening Deposit/Balance to earn Dividends: $25
| Type of Account | Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|---|
| Share & IRA Certificates | 6-Month | $500 | 1.50% | 1.51% |
| 12-Month | $500 | 1.76% | 1.77% | |
| 24-Month | $500 | 2.00% | 2.02% | |
| 36-Month | $500 | 2.50% | 2.52% | |
| 48-Month | $500 | 2.75% | 2.78% | |
| 60-Month | $500 | 2.95% | 2.98% |
Dividends Compounded: Quarterly Dividends Credited: Quarterly Dividend Period: Calendar Month Minimum Balance for Dividends: $500 Balance Method: Average Daily Balance Limitations: Refer to Membership Booklet Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees**
For SAYGo and Youth Certificates - Minimum Opending Deposit/Balance to earn Dividends: $25
| Minimum Balance | Dividend Rate | APY* |
|---|---|---|
| $0 to $2,499.99 | 0.75% | 0.75% |
| $2,500 to $9,999.99 | 0.85% | 0.85% |
| $10,000 to $24,999.99 | 1.00% | 1.00% |
| $25,000 to $74,999.99 | 1.25% | 1.26% |
| $75,000 + | 1.50% | 1.51% |
Dividends Compounded: Monthly Dividends Credited: Monthly Dividend Period: Calendar Month Minimum Balance for Dividends: $0.01 Minimum Opening Balance: $2,500.00 Balance Method: Average Daily Balance Limitations: Refer to Membership Booklet Fees: Refer to Schedule of Fees**
| Minimum Balance | Dividend Rate | APY* |
|---|---|---|
| $0 to $2,499.99 | 1.00% | 1.00% |
| $2,500 to $9,999.99 | 1.20% | 1.21% |
| $10,000 + | 1.35% | 1.36% |
Dividends Compounded: Monthly Dividends Credited: Monthly Dividend Period: Calendar Month Minimum Balance for Dividends: $0.01 Balance Method: Average Daily Balance Limitations: Refer to Membership Booklet Fees: Refer to Schedule of Fees**
| Type of Account | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| Share Draft | N/A | 0.00% | 0.00% |
Dividends Compounded: Monthly Dividends Credited: Monthly Dividend Period: Calendar Month Minimum Balance for Dividends: $0.01 Balance Method: Average Daily Balance Limitations: Refer to Membership Booklet Fees: Refer to Schedule of Fees**
