Business Visa

How to Apply

Visit a TEFCU branch to apply.

Rates and Fees Table
Annual Percentage Rate (APR) for Purchases	14.99%*
APR for Balance Transfers	14.99%*
APR for Cash Advances	18.00%*
How to avoid paying interest on purchases	Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge	Either 3% of the remaining credit balance or $20.00, whichever is greater.
Automatic Payment from Savings or Checking Account	Available
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

Fees
Annual Fee	$50.00
Transaction Fees	Cash Advance: Either $5.00 or 1% of the amount of each Cash Advance, whichever is greater (maximum fee: $50.00). Foreign Currency: 1% of each transaction after conversion to US dollars.
Other Fees	Late Payment: $15.00 Return Payment: $25.00 Pay-by-Phone: $10.00
Set-up and Maintenance Fees	None

Contact Information

Email: memberservices@tefcu.org
Cardholder Service: (301) 289-9800, opt. 1

Report Lost/Stolen Card: (888) 297-3416

Card Activation and PIN Management: (800) 290-7893

*APR = Annual Percentage Rate. APR based on applicant’s credit history and term of loan. APR is subject to change.